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Credit union · NCUA insured

Ingersoll Rand Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Ingersoll Rand Federal Credit Union credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Ingersoll Rand Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Sayre, PA, where Ingersoll Rand Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Ingersoll Rand Federal Credit Union

    9.50%APR

    Up to
    —

    Mastercard Platinum

  • 2nd-lowest rate

    M&T Bank

    13.74%APR

    Up to
    20.74% APR

    M&T Bank rates

  • 3rd-lowest rate

    Visions Federal Credit Union

    13.75%APR

    Up to
    18.00% APR

    Visions Federal Credit Union rates

Compare credit card rates near you →

Ingersoll Rand Federal Credit Union credit card score

87

Credit card score

Higher than 78% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Ingersoll Rand Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Ingersoll Rand Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Ingersoll-Rand Company retirees and former employees are eligible for membership.
  • Employees, volunteers, members, and students of partner companies and organizations on the Community Partner List are eligible for membership.

Military, government and schools

  • Students, employees, and board members of specified local school districts are eligible for membership.
  • Employees, officials, and volunteers of specified local borough and township entities/authorities are eligible for membership.

Family and household

  • Immediate family and household members of current credit union members are eligible for membership.
  • Direct family members of employees, volunteers, members, or retirees of partner organizations are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Ingersoll Rand Federal Credit Union overview