Bank · FDIC insured
InFirst Bank Auto Loan Rates
InFirst Bank auto loans start at 6.60% APR for a new vehicle and 7.10% for a used one. Rates checked October 16, 2026.
How InFirst Bank’s auto loan rates compare
Compared with banks and credit unions near Indiana, PA, where InFirst Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
InFirst Bank
6.60%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Auto Loans
Lowest rate
Priority First Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
InFirst Bank auto loan score
61
Auto loan score
Higher than 5% of U.S. banks and credit unions
- New vehicleNew6.60%
- Used vehicleUsed7.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where InFirst Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Secured auto loans are for purchase transactions through dealers only. Subject to credit approval. APR includes a 0.25% discount for automatic debit of payment from an InFirst Bank deposit account. Rates are calculated based on a $10,000 loan with a $25 non-refundable document preparation fee. Actual APR may be higher based on credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.60% | Applies to 2025–2026 model year new auto loans for terms up to 60 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account. |
| 61–72 months | 6.99% | Applies to 2024–2026 (Region 1) or 2025–2026 (Region 2) model year new auto loans for terms 61 to 72 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account. |
| up to 60 months | 7.10% | Applies to 2022 & newer model year used auto loans for terms up to 60 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account. |
| up to 48 months | 7.12% | Applies to 2021 model year used auto loans for terms up to 48 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account. |
| up to 36 months | 7.41% | Applies to 2020 model year used auto loans for terms up to 36 months. Purchase transactions through dealers only. APR includes 0.25% auto-debit discount from an InFirst Bank deposit account. |
Sources (1)
- infirstbank.bank/tools/rates · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.