Credit union · NCUA insured
Priority First Federal Credit Union Auto Loan Rates
Top CarrotPriority First Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Priority First Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near DuBois, PA, where Priority First Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Priority First Federal Credit Union
4.49%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Vehicle Loan Rates
2nd-lowest rate
Timberland Federal Credit Union
4.99%APR
- Terms
- 61–72 months
- Up to
- —
- Discount
- None included
3rd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
Priority First Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Priority First Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan Rates
Rates shown are for qualified borrowers and are subject to change without notice. All posted loan rates include a 0.25% discount for automatic deduction of payment from a Priority First Federal Credit Union deposit account with e-statements. Other rates and terms available.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.49% | Model Year New 2026 – 2024 (Untitled). As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 75 months | 4.49% | Model Year New 2026 – 2024 (Untitled). As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 78 months | 4.49% | Model Year New 2026 – 2024 (Untitled). As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| 60–63 months | 4.74% | Model Year Used 2026 – 2022. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 66 months | 4.74% | Model Year Used 2026 – 2022. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 72 months | 4.74% | Model Year Used 2026 – 2022. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 60 months | 4.99% | Model Year 2021 – 2020. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 60 months | 6.74% | Model Year 2019 – 2018. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
| up to 48 months | 6.99% | Model Year 2017 & Older. As low as rate. Includes 0.25% discount for automatic deduction of payment from deposit account with e-statements. Rates shown are for qualified borrowers. |
Sources (1)
- priorityfirstfcu.org//borrow/loan-rates · captured Oct 6, 2026
Who can join Priority First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, attend school, or participate in associations headquartered in Armstrong, Butler, Clarion, Clearfield, Crawford, Elk, Forest, Indiana, Jefferson, McKean, Mercer, Venango, or Warren County.
Employers and groups
- Membership is open to incorporated or unincorporated organizations located in or maintaining a facility in the 13 specified Pennsylvania counties.
- Membership is open to employees of Priority First Federal Credit Union.
- Membership is open to organizations of eligible employees, volunteers, or their immediate families and households.
Family and household
- Membership is open to individuals whose family members live within the 13 specified Pennsylvania counties, without requiring the family member to be a member.
- Membership is open to spouses of persons who died while within the field of membership of the Credit Union.
3 more ways to join
Family and household
- Membership is open to immediate family members (spouse, child, sibling, parent, grandparent, grandchild, step-parents, step-children, step-siblings, and adopted relationships) or household members of employees or community volunteers.
Other ways
- Membership is open to persons participating in programs to alleviate poverty or distress located in the 13 specified Pennsylvania counties.
- Membership is open to volunteers in the community.
Membership information collected October 5, 2026.