Credit union · NCUA insured
Indiana Lakes FCU Credit Card Rates
Top CarrotIndiana Lakes FCU credit cards start at 6.90% APR on purchases, after any introductory rate. Rates checked October 5, 2026.
How Indiana Lakes FCU’s credit card rates compare
Compared with banks and credit unions near Warsaw, IN, where Indiana Lakes FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Indiana Lakes FCU
6.90%APR
VISA Credit Card
2nd-lowest rate
CommunityWide Federal Credit Union
10.74%APR
3rd-lowest rate
Via Credit Union
10.90%APR
Indiana Lakes FCU credit card score
97
Credit card score
Higher than 99% of U.S. banks and credit unions
- Purchase APRPurchase APR6.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Indiana Lakes FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Must be 18 years of age & employed at least 6 months to get a loan. Between 6 month and 1 year employment, requires a non-spousal co-signer. Must be in the United States for 1 year plus documentation proof. Rates are subject to credit approval and risk-based lending policy.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.90% | None | Rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
| Ongoing | 8.90% | None | Rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
| Ongoing | 10.90% | None | Base rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
| Ongoing | 12.90% | None | Rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
| Ongoing | 15.90% | None | Rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
| Ongoing | 17.90% | None | Rate option from published tiers (6.9%, 8.9%, base 10.9%, 12.9%, 15.9%, 17.9%). Open end term. |
Who can join Indiana Lakes FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or attends school in Kosciusko County, Indiana.
Cost to join
- A one-time membership fee of $1.00 is required.
- An initial share deposit of at least $5.00 is required to open a Share Savings Account.
Membership information collected October 5, 2026.