Credit union · NCUA insured
Indiana Lakes FCU CD Rates
Top CarrotIndiana Lakes FCU’s best CD rate is 3.75% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 5, 2026.
How Indiana Lakes FCU’s CD rates compare
Compared with banks and credit unions near Warsaw, IN, where Indiana Lakes FCU has the most branches. $10,000, best rate first.
This credit union’s best
Indiana Lakes FCU
3.75%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $186
Certificate of Deposit
Top rate
Everwise Credit Union
4.47%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $562
2nd-highest rate
Via Credit Union
4.30%APY
- Term
- 60–71 months
- Minimum
- $500
- Earns on $10,000
- —
Indiana Lakes FCU CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Indiana Lakes FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.75% | $186 |
| 12 months | 3.50% | $350 |
| 18 months | 3.50% | $530 |
| 24 months | 3.00% | $609 |
Sources (1)
- ilfcu.org/share-rates · captured Sep 18, 2026
Who can join Indiana Lakes FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, or attends school in Kosciusko County, Indiana.
Cost to join
- A one-time membership fee of $1.00 is required.
- An initial share deposit of at least $5.00 is required to open a Share Savings Account.
Membership information collected October 5, 2026.