Credit union · NCUA insured
CommunityWide Federal Credit Union Credit Card Rates
Top CarrotCommunityWide Federal Credit Union credit cards start at 10.74% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How CommunityWide Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near South Bend, IN-MI, where CommunityWide Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CommunityWide Federal Credit Union
10.74%APR
CW Platinum Credit Card
Lowest rate
Circle Federal Credit Union
9.90%APR
2nd-lowest rate
South Bend Firefighters Credit Union
9.90%APR
CommunityWide Federal Credit Union credit card score
80
Credit card score
Higher than 53% of U.S. banks and credit unions
- Purchase APRPurchase APR10.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CommunityWide Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CW Platinum Credit Card
No annual fees. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.74% | None | Loan Rates As Low As. If you pay your balance in full each month you will not be charged any interest. |
Sources (1)
- comwide.com/borrow/credit-cards · captured Oct 7, 2026
CW Rewards Credit Card
No annual fees. No balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74% | None | Loan Rates As Low As. If you pay your balance in full each month you will not be charged any interest. |
Sources (1)
- comwide.com/borrow/credit-cards · captured Oct 7, 2026
Who can join CommunityWide Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals can qualify for membership as a donor member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana by including $5.00 association dues at account opening.
- Employees and retirees of designated participating employer and organization groups are eligible for membership.
Military, government and schools
- Employees or retirees of Acme Institute of Technology are eligible for membership.
- U. S. Govt. Civilian Employees (working in or supervised from South Bend except S.B. postal workers) and retirees are eligible for membership.
Family and household
- Immediate family members living in the same household of qualified CW members are eligible for membership.
- Spouses of persons who died while within the credit union's field of membership are eligible for membership.
Cost to join
- Association dues of $5.00 to the organization of your choice at the time of account opening.
Membership information collected October 5, 2026.