Credit union · NCUA insured
Illiana Financial Credit Card Rates
Top CarrotIlliana Financial credit cards start at 8.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Illiana Financial’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Illiana Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Illiana Financial
8.75%APR
Visa Platinum
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Illiana Financial credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Illiana Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Doorway Visa
28-day grace period for purchases. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | 28-day grace period for purchases. No annual fee. |
Sources (1)
- illiana.org/loans/credit-cards · captured Oct 7, 2026
Secured Visa
28-day grace period for purchases. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.84% | None | 28-day grace period for purchases. No annual fee. |
Sources (1)
- illiana.org/loans/credit-cards · captured Oct 7, 2026
Visa Classic
Fixed APR. 28-day grace period for purchases. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.84% | None | Fixed rate. 28-day grace period on purchases. No balance transfer fee. No fee on cash advances. |
Sources (1)
- illiana.org/loans/credit-cards · captured Oct 7, 2026
Visa Gold
Fixed APR. 28-day grace period for purchases. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate. 28-day grace period on purchases. No balance transfer fee. No fee on cash advances. |
Sources (1)
- illiana.org/loans/credit-cards · captured Oct 7, 2026
Visa Platinum
Fixed APR. 28-day grace period for purchases. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.75% | None | Fixed rate. 28-day grace period on purchases. No balance transfer fee. No fee on cash advances. |
Sources (1)
- illiana.org/loans/credit-cards · captured Oct 7, 2026
Who can join Illiana Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person living, working, or worshipping within specified geographical boundaries (North to Route 176, East to Route 421, South to Route 24, West to Route 47) is eligible for membership.
Membership information collected October 5, 2026.