Credit union · NCUA insured
ICCU Auto Loan Rates
Top CarrotICCU auto loans start at 5.69% APR for a new vehicle and 5.69% for a used one. Rates checked October 22, 2026.
How ICCU’s auto loan rates compare
Compared with banks and credit unions near Boise City, ID, where ICCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
ICCU
5.69%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
2nd-lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
ICCU auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.69%
- Used vehicleUsed5.69%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where ICCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Free to apply, up to $39 processing fee. Membership eligibility required (live or work in Idaho, Washington, eastern Oregon, or Arizona). Rates listed are best rates and depend on credit history and underwriting criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.69% | As low as rate for 2023 or newer vehicles, 48 months term. |
| up to 60 months | 5.94% | As low as rate for 2023 or newer vehicles, 60 months term. |
| up to 72 months | 6.24% | As low as rate for 2023 or newer vehicles, 72 months term. |
| up to 84 months | 5.69% | As low as APR headline rate; term options up to 84 months. |
Who can join ICCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.