Credit union · NCUA insured
IBEW Federal Credit Union Credit Card Rates
IBEW Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How IBEW Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Salt Lake City, UT, where IBEW Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
IBEW Federal Credit Union
9.95%APR
- Up to
- 17.95% APR
Visa Credit Card
Lowest rate
Deseret First Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Ridgeline Credit Union
8.90%APR
- Up to
- 18.00% APR
IBEW Federal Credit Union credit card score
83
Credit card score
Higher than 64% of U.S. banks and credit unions
- Purchase APRPurchase APR9.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IBEW Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.95%–17.95% | None | Based on creditworthiness. Rate applies to purchases, cash advances, and overdraft advances. |
| Ongoing | 11.52% | None | Advertised as low as rate; actual APR based on credit score and services used at the credit union. |
Sources (3)
All captured Oct 4, 2026
Who can join IBEW Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.