Credit union · NCUA insured
Ridgeline Credit Union Credit Card Rates
Top CarrotRidgeline Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Ridgeline Credit Union’s credit card rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Ridgeline Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ridgeline Credit Union
8.90%APR
- Up to
- 18.00% APR
Visa Platinum Credit Card
Lowest rate
Deseret First Credit Union
8.90%APR
- Up to
- —
3rd-lowest rate
American United Federal Credit Union
9.90%APR
- Up to
- —
Ridgeline Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ridgeline Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Membership required based on eligibility. Loans subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90%–18.00% | None | Annual Percentage Rate between 8.90% – 18.00% APR based on creditworthiness. Higher rates may apply for members with an Experian FICO credit score less than 670. On approved credit only. Fee schedule effective 7/1/2024. |
Sources (1)
- ridgelinecu.com/credit-cards · captured Oct 4, 2026
Who can join Ridgeline Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, volunteer, or attend school in Salt Lake City, Utah.
Employers and groups
- Employees of Ridgeline Credit Union are eligible for membership.
Family and household
- Membership is open to members of the immediate family (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) or household of eligible persons, and organizations of such persons.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Businesses and other legal entities located in Salt Lake City, Utah are eligible for membership.
- Members of record as of September 26, 2017 are eligible for membership.
Cost to join
- Membership requires a $25.00 share deposit representing a share in the credit union.
Membership information collected October 4, 2026.