Credit union · NCUA insured
Huntington C&O Railway EFCU Savings Rates
Huntington C&O Railway EFCU’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings. Rates checked October 22, 2026.
How Huntington C&O Railway EFCU’s savings rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Huntington C&O Railway EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Huntington C&O Railway EFCU
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Share Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Huntington C&O Railway EFCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington C&O Railway EFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.10%APY
A deposit of $5.00 is required to open a Share Savings Account. A minimum balance of $5.00 is required to maintain active membership. After 90 days, a $100 minimum daily balance is required to avoid a $1.00 monthly service charge, waived with an active loan, active Share Draft Checking, or another share account with a $100 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited quarterly. $100 minimum daily balance required to earn stated APY. $1.00 monthly fee after 90 days if daily balance falls below $100, waivable with active loan, active Share Draft Checking, or other share account with $100 minimum daily balance.$100 and up | 0.10% | $10 | Dividends credited quarterly. $100 minimum daily balance required to earn stated APY. $1.00 monthly fee after 90 days if daily balance falls below $100, waivable with active loan, active Share Draft Checking, or other share account with $100 minimum daily balance. |
Special-purpose accounts
Christmas Club Account
0.25%APY
Dividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of November 1, 2025.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of November 1, 2025.Any balance | 0.25% | $25 | Dividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of November 1, 2025. |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Vacation Club Account
0.25%APY
Dividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of June 1, 2026.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of June 1, 2026.Any balance | 0.25% | $25 | Dividends credited annually. Club balances can be distributed by check or transferred to another share savings or share draft checking account. Rate declared as of June 1, 2026. |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Junior Share Savings
0.10%APY
Dividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account.$5 and up | 0.10% | $10 | Dividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account. |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Senior Share Savings
0.10%APY
Dividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account.$100 and up | 0.10% | $10 | Dividends credited quarterly. Dividends earned can be compounded or transferred to another share savings or share draft checking account. |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Who can join Huntington C&O Railway EFCU
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