Bank · FDIC insured
Huntington Bank Auto Loan Rates
Huntington Bank auto loan rates start at 5.92% APR. Rates checked October 16, 2026.
How Huntington Bank’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Huntington Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Huntington Bank
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Lease Buyout Loan
Available to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, SD, TN, TX, WV, and WI. Subject to credit application and approval. Displayed APRs assume a $30,000 loan amount with a $170 loan processing fee for highest qualified applicants. Up to 72 months for newer cars, 60 months for older ones.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 9.43% | Model Year: 2027-2025. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 9.63% | Model Year: 2024. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 9.88% | Model Year: 2023. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.03% | Model Year: 2022. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.33% | Model Year: 2021. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.68% | Model Year: 2020. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.83% | Model Year: 2019. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 60 months | 12.68% | Model Year: 2018. Assumes $30,000 loan amount with $170 loan processing fee. Terms up to 60 months for older cars. |
Sources (2)
All captured Oct 6, 2026
Auto Loan Refinance (Non-Huntington)
Available to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, SD, TN, TX, WV, and WI. Subject to credit application and approval. Rates assume a $30,000 loan amount with a $170 loan processing fee for highest qualified applicants. Loan amounts from $3,000 to $200,000.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.92% | Model Year: 2027-2025. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 6.12% | Model Year: 2024. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 6.37% | Model Year: 2023. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 6.52% | Model Year: 2022. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 6.82% | Model Year: 2021. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 7.17% | Model Year: 2020. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 7.32% | Model Year: 2019. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 60 months | 9.18% | Model Year: 2018. Assumes $30,000 loan amount with $170 loan processing fee. Terms up to 60 months for older cars. |
Sources (2)
All captured Oct 6, 2026
Private Party Purchase / Refinance Huntington Auto Loan
Available for private party car purchase and refinancing existing Huntington Bank auto loans. Available to residents of AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, PA, SC, SD, TN, TX, WV, and WI. Subject to credit application and approval. Displayed APRs assume a $30,000 loan amount with a $170 loan processing fee for highest qualified applicants.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 9.43% | Model Year: 2027-2025. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 9.63% | Model Year: 2024. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 9.88% | Model Year: 2023. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.03% | Model Year: 2022. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.33% | Model Year: 2021. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.68% | Model Year: 2020. Assumes $30,000 loan amount with $170 loan processing fee. |
| up to 72 months | 10.83% | Model Year: 2019. Assumes $30,000 loan amount with $170 loan processing fee. |
| — | 12.68% | Model Year: 2018. Assumes $30,000 loan amount with $170 loan processing fee. |
Sources (1)
- huntington.com/Personal/auto-loans-overview · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.