Horizon Credit Union Credit Card Rates

How Horizon Credit Union’s credit card rates compare

Compared with banks and credit unions near Ogden, UT, where Horizon Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Horizon Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Features low, fixed interest rates. Personalized credit limit based on monthly income and basic credit review. Subject to credit approval / OAC.

Applies to	APR	Annual fee	Conditions
Ongoing	9.90%	None	Fixed interest rate starts as low as 9.9% APR. Subject to credit approval / OAC.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Individuals not otherwise eligible can qualify for membership by joining the Financial Fitness Association at no cost.

Membership is open to employees, members, board members, and their family or household members of Lifetime Products.

Membership is open to students, members, employees, board members, and their family or household members of Davis Education Foundation, Davis Technical College, and Davis School District.

Membership is available to any family or household member of an existing member.
Membership is open to spouses of individuals who passed away while within the field of membership.

Membership information collected October 4, 2026.