Credit union · NCUA insured
Honda Federal Credit Union Credit Card Rates
Honda Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Honda Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Honda Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Honda Federal Credit Union
9.90%APR
- Up to
- —
Visa Gold
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Honda Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Honda Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Whichever Honda FCU Visa Credit Card you choose: no annual fees, balance transfer fees or cash advance fees. Cash advance interest rates are the same as the purchase interest rate. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | APR as low as 10.50%. Credit limit $500 - $7,500. |
| Ongoing | 11.50%–18.00% | None | APR determined by credit rating. Applies to purchases and Cash Advances (which include Balance Transfers). Daily periodic rate 0.032% to 0.049%. |
Sources (2)
- hondafcu.org/hondafcu/media/pd…ures/visa-disclosure.pdf
- hondafcu.org/loans-and-credit-cards/credit-cards
All captured Oct 16, 2026
Visa Classic Secured
Secured by a lien on designated Share Account up to 100% of maximum credit limit. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.99% | None | Daily periodic rate of 0.016%. Applies to purchases. |
Sources (1)
- hondafcu.org/hondafcu/media/pd…ures/visa-disclosure.pdf · captured Oct 16, 2026
Visa Gold
No annual fee, balance transfer fees, or cash advance fees. Cash advance interest rates are the same as purchase interest rate. 25-day grace period for purchases. Introductory rate no longer available effective 9/1/2021.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APR as low as 9.90%. Credit limit $5,000 - $25,000. View/redeem reward points in Digital Banking > Visa Rewards. |
Who can join Honda Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, associates, or retirees of Honda, affiliated companies, and participating Dealernet Dealers are eligible for membership.
Family and household
- Spouses, children, parents, siblings, and grandparents of current Honda FCU members in good standing are eligible for membership.
Cost to join
- Membership requires an opening deposit of $5.
Membership information collected October 5, 2026.