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Credit union · NCUA insured

Hoboken School Employees Federal Credit Union Savings Rates

Top Carrot, Carrot Score 89Top Carrot

A $73.6M credit union headquartered in Hoboken, NJ, with 1,512 members and 1 branch in New Jersey.

How Hoboken School Employees Federal Credit Union’s savings rates compare

Compared with banks and credit unions near New York, NY-NJ, where Hoboken School Employees Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This credit union’s best

    Hoboken School Employees Federal Credit Union

    4.16%APY

    Requires
    None
    Minimum
    $0
    Earns on $10,000 a year
    $416

    IRA accounts

  • Top rate

    Woori America Bank

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    $1,000
    Earns on $10,000 a year
    $500

    Woori America Bank rates

  • 2nd-highest rate

    HSBC USA

    4.40%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $440

    HSBC USA rates

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Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Hoboken School Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Hoboken Elks Lodge #74 members are eligible to join.

Military, government and schools

  • Hoboken Board of Education employees are eligible to join.
  • Hoboken Parking Authority employees are eligible to join.

Family and household

  • Families of eligible groups (Hoboken Board of Education employees, Hoboken Elks Lodge #74 members, and Hoboken Parking Authority employees) are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Hoboken School Employees Federal Credit Union overview