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Credit union · NCUA insured

Hoboken School Employees Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 89Top Carrot

Hoboken School Employees Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Hoboken School Employees Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near New York, NY-NJ, where Hoboken School Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    Hoboken School Employees Federal Credit Union

    9.90%APR

    Up to
    18.00% APR

    Visa Platinum

  • Top Carrot, Carrot Score 87

    Lowest rate

    Fox Federal Credit Union

    6.95%APR

    Up to
    —

    Fox Federal Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    NYU Federal Credit Union

    7.90%APR

    Up to
    —

    NYU Federal Credit Union rates

Compare credit card rates near you →

Hoboken School Employees Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Hoboken School Employees Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Hoboken School Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Hoboken Elks Lodge #74 members are eligible to join.

Military, government and schools

  • Hoboken Board of Education employees are eligible to join.
  • Hoboken Parking Authority employees are eligible to join.

Family and household

  • Families of eligible groups (Hoboken Board of Education employees, Hoboken Elks Lodge #74 members, and Hoboken Parking Authority employees) are eligible to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Hoboken School Employees Federal Credit Union overview