Bank · FDIC insured
Highpoint Community Bank Auto Loan Rates
Highpoint Community Bank auto loans start at 6.60% APR for a new vehicle and 6.60% for a used one. Rates checked September 24, 2026.
How Highpoint Community Bank’s auto loan rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Highpoint Community Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Highpoint Community Bank
6.60%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Meijer Credit Union
4.24%APR
- Terms
- —
2nd-lowest rate
GR Consumers Credit Union
4.25%APR
- Terms
- —
Highpoint Community Bank auto loan score
63
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.60%
- Used vehicleUsed6.60%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Highpoint Community Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Stated APR is based on a credit score of 720+. APR may be higher based on individual credit score. An automatic payment from a Highpoint Community Bank account is required, otherwise 0.50% is added to rate. Subject to credit review and approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.60% | For 2024 & Newer model years. Stated APR is based on a credit score of 720+ and requires automatic payment from a Highpoint Community Bank account (otherwise 0.50% is added). |
| up to 72 months | 6.61% | For 2022 & Newer model years. Stated APR is based on a credit score of 720+ and requires automatic payment from a Highpoint Community Bank account (otherwise 0.50% is added). |
Sources (3)
- highpointcommunitybank.com/Personal/Borrow/Vehicle-Loans
- highpointcommunitybank.com/Rates
- highpointcommunitybank.com/rates
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.