Credit union · NCUA insured
Henrico Federal Credit Union Credit Card Rates
Top CarrotHenrico Federal Credit Union credit card rates start at 9.90% APR. Rates checked October 22, 2026.
How Henrico Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Henrico Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Henrico Federal Credit Union
– –
- Up to
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No ongoing APR published
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Membership eligibility required (requires opening a share account with a minimum deposit of $5). Not all applicants will qualify. Average daily balance method used to calculate balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory APR for 6 months. |
| Ongoing | 9.90%–17.90% | None | Ongoing APR after introductory period based on creditworthiness at the time account is established. 25-day grace period on purchases if entire balance owed is paid each month. |
Sources (3)
- henricofcu.org/FAQ
- henricofcu.org/Documents/Discl…icitation-Disclosure.pdf
- henricofcu.org/Borrow/Credit-Cards
All captured Oct 22, 2026
Visa Platinum Rewards
Membership eligibility required (requires opening a share account with a minimum deposit of $5). Not all applicants will qualify. Average daily balance method used to calculate balance. Earn points toward rewards on net purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory APR for 6 months. |
| Ongoing | 10.90%–17.90% | None | Ongoing APR after introductory period based on creditworthiness at the time account is established. 25-day grace period on purchases if entire balance owed is paid each month. |
Sources (3)
- henricofcu.org/FAQ
- henricofcu.org/Documents/Discl…icitation-Disclosure.pdf
- henricofcu.org/Borrow/Credit-Cards
All captured Oct 22, 2026
Who can join Henrico Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.