Credit union · NCUA insured
Healthcare Systems Federal Credit Union Credit Card Rates
Healthcare Systems Federal Credit Union credit card rates start at 12.49% APR. Rates checked October 22, 2026.
How Healthcare Systems Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Healthcare Systems Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Healthcare Systems Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Hampton Roads Educators' Credit Union
6.90%APR
- Up to
- 16.90% APR
2nd-lowest rate
VECU Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa
Credit card rates apply to outstanding balances on purchases, cash advances, and balance transfers. All credit limits are subject to credit approval. Rates are based on an evaluation of credit history. No annual fee. No cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.90% | None | Introductory APR on purchases performed during the first 60 days after account opening, only for qualifying members, for a period of 12 months from account opening. Existing accounts are not eligible. Rate varies with market based on Prime Rate. All credit limits subject to credit approval. |
| Ongoing | 12.49% | None | Variable on purchases; rate subject to change quarterly. Rates vary with the market based on the Prime Rate published in the Money Rates section of The Wall Street Journal on the first business day of the calendar month. Rates based on credit history evaluation. APR as low as 12.49%. |
Sources (3)
- healthcarefcu.org/Rates
- healthcarefcu.org/borrow/credit-cards
- healthcarefcu.org/legal-disclaimer/disclosures
All captured Oct 22, 2026
Secured Visa
Credit card rates apply to outstanding balances on purchases, cash advances, and balance transfers. Rates are based on an evaluation of credit history, so your rate may differ. All credit limits are subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. APR as low as 12.90%. Rates based on evaluation of credit history. Credit card rates apply to outstanding balances on purchases, cash advances, and balance transfers. |
Sources (2)
All captured Oct 22, 2026
Who can join Healthcare Systems Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals who work or volunteer in the healthcare industry in Virginia, Washington D.C., or Montgomery and Prince George's counties in Maryland are eligible for membership.
Family and household
- Household family members of individuals who work or volunteer in the healthcare industry in the served area are eligible for membership.
Membership information collected October 4, 2026.