Credit union · NCUA insured
Hawaii Law Enforcement Federal Credit Union CD Rates
A $231.4M credit union headquartered in Honolulu, HI, with 14,139 members and 4 branches in Hawaii.
How Hawaii Law Enforcement Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hawaii Law Enforcement Federal Credit Union has the most branches. $10,000, best rate first.
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
UHFCU
4.50%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $185
3rd-highest rate
Ko’olau FCU
4.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $223
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Closed to new customers
IRA Certificates
Up to 4.05%APY · 7 terms
Available as Traditional, Roth, or Coverdell IRA. Must have an existing HLEFCU share account to open. APY is fixed for the initial term. Minimum opening deposit and balance of $500; maximum deposit of $250,000. Additional deposits cannot be added after opening. Early withdrawal penalties apply; tax penalties may apply if withdrawn prior to age 59-1/2.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.50% | $115 |
| 8 monthsSpecial limited-time offer | 4.05% | $268 |
| 12 months | 3.35% | $335 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 2.00% | $508 |
| 36 months | 2.00% | $612 |
Sources (4)
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
- hlefcu.com/accounts/certificates.html
- hlefcu.com
All captured Oct 15, 2026
Share Certificates
Up to 4.05%APY · 7 terms
Must have an existing HLEFCU share account to open. APY is fixed for the initial term. Minimum opening deposit and balance of $500; maximum deposit of $250,000. Additional deposits cannot be added after opening. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months | 3.50% | $115 |
| 8 monthsSpecial limited-time offer | 4.05% | $268 |
| 12 months | 3.35% | $335 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 30 months | 2.00% | $508 |
| 36 months | 2.00% | $612 |
Sources (4)
- hlefcu.com/documents/Deposit-A…nt-Dislcosure-092021.pdf
- hlefcu.com/rates/index.html
- hlefcu.com/accounts/certificates.html
- hlefcu.com
All captured Oct 15, 2026
Who can join Hawaii Law Enforcement Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, affiliates, and members of designated law enforcement, government, public safety, and security organizations in Hawaii are eligible to join.
Family and household
- Individuals who have family/household ties with a current member of the credit union are eligible to join.
Membership information collected October 4, 2026.