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Credit union · NCUA insured

Haverhill Fire Department Credit Union Auto Loan Rates

Haverhill Fire Department Credit Union auto loans start at 4.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.

How Haverhill Fire Department Credit Union’s auto loan rates compare

Compared with banks and credit unions near Boston, MA-NH, where Haverhill Fire Department Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Haverhill Fire Department Credit Union

    4.99%APR

    Terms
    —

    New Automobile

  • Top Carrot, Carrot Score 91

    Lowest rate

    Chelsea Employees Federal Credit Union

    3.99%APR

    Terms
    up to 72 months

    Chelsea Employees Federal Credit Union rates

  • Top Carrot, Carrot Score 99

    2nd-lowest rate

    Hanscom Federal Credit Union

    3.99%APR

    Terms
    up to 66 months

    Hanscom Federal Credit Union rates

Compare auto loan rates near you →

Haverhill Fire Department Credit Union auto loan score

78

Auto loan score

Higher than 47% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.99%
  • Used vehicleUsed5.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Haverhill Fire Department Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Haverhill Fire Department Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • Present or retired public safety employees in Northern Essex County are eligible for membership.

Family and household

  • Immediate family members—including spouse, children, parents, siblings, grandparents, grandchildren, and in-laws—of qualifying public safety employees are eligible for membership.

Membership information collected October 5, 2026.

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