Bank · FDIC insured
Haverhill Bank Auto Loan Rates
Haverhill Bank auto loans start at 7.88% APR for a new vehicle and 8.63% for a used one. Rates checked October 15, 2026.
How Haverhill Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Haverhill Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Haverhill Bank
7.88%APR
- Terms
- up to 60 months
New & Used Auto Purchases
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Haverhill Bank auto loan score
60
Auto loan score
Higher than 2% of U.S. banks and credit unions
- New vehicleNew7.88%
- Used vehicleUsed8.63%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Haverhill Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto Purchases
Model years 2025-2026. Auto loans are for purchases only (not available for refinances). All auto loans require AutoPay from a new or existing Haverhill Bank account. Maximum loan amount is $50,000.00. Maximum 90% of lesser sales price or NADA Average Retail Value. Documentation required: Bill of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.38% | Model years 2025-2026. Payment per $1,000 borrowed: $31.05. Requires AutoPay from a new or existing Haverhill Bank account. |
| up to 48 months | 7.63% | Model years 2025-2026. Payment per $1,000 borrowed: $24.24. Requires AutoPay from a new or existing Haverhill Bank account. |
| up to 60 months | 7.88% | Model years 2025-2026. Payment per $1,000 borrowed: $20.22. Requires AutoPay from a new or existing Haverhill Bank account. |
Sources (2)
All captured Oct 5, 2026
Used Auto Purchases
Model years 2019-2024. Auto loans are for purchases only (not available for refinances). All auto loans require AutoPay from a new or existing Haverhill Bank account. Maximum loan amount is $50,000.00. Maximum 90% of lesser sales price or NADA Average Retail Value. Documentation required: Bill of Sale, Insurance Binder (full coverage listing Haverhill Bank as lien holder). Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.13% | Model years 2019-2024. Payment per $1,000 borrowed: $31.39. Requires AutoPay from a new or existing Haverhill Bank account. |
| up to 48 months | 8.38% | Model years 2019-2024. Payment per $1,000 borrowed: $24.59. Requires AutoPay from a new or existing Haverhill Bank account. |
| up to 60 months | 8.63% | Model years 2019-2024. Payment per $1,000 borrowed: $20.58. Requires AutoPay from a new or existing Haverhill Bank account. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.