Credit union · NCUA insured
Harvest Federal Credit Union Savings Rates
Harvest Federal Credit Union’s best savings rate is 0.95% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Harvest Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where Harvest Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Harvest Federal Credit Union
0.95%APY
- Minimum
- —
- Earns on $10,000 a year
- $95
Money Market Savings
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Harvest Federal Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.95%
- $100,000 balance$100,0001.15%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harvest Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.95%APY
$2,500 minimum account balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000$2,500 minimum balance required. | 0.85% | — | $2,500 minimum balance required. |
| $10,000 – $25,000$2,500 minimum balance required. | 0.95% | $95 | $2,500 minimum balance required. |
| $25,000 – $50,000$2,500 minimum balance required. | 1.00% | — | $2,500 minimum balance required. |
| $50,000 and up$2,500 minimum balance required. | 1.15% | — | $2,500 minimum balance required. |
Sources (2)
All captured Sep 18, 2026
Share Savings Account
0.05%APY
Open to individuals who live, work, worship, or attend school in Licking County, Ohio. Opening a Share Savings Account establishes credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (4)
- harvestfcu.org
- harvestfcu.org/Rates
- harvestfcu.org/About-Us/Field-of-Membership
- harvestfcu.org/Save-Spend/Savings/Share-Savings-Account
All captured Sep 18, 2026
Who can join Harvest Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.