Credit union · NCUA insured
Harvest Federal Credit Union Auto Loan Rates
Harvest Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Harvest Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where Harvest Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Harvest Federal Credit Union
4.99%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Cars and Trucks
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Harvest Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Harvest Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
NO APPLICATION FEE
| Terms | APR | Conditions |
|---|---|---|
| — | 6.69% | — |
| — | 7.69% | — |
Sources (1)
- harvestfcu.org/Rates · captured Oct 6, 2026
New Cars and Trucks
NO APPLICATION FEE
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Model Year: 2026 & 2025 |
Sources (1)
- harvestfcu.org/Rates · captured Oct 6, 2026
Used Cars and Trucks
NO APPLICATION FEE
| Terms | APR | Conditions |
|---|---|---|
| — | 4.99% | Model Year: 2026 & 2025 |
| — | 5.79% | Model Year: 2024 & 2023 |
| — | 6.89% | Model Year: 2018 & older |
Sources (1)
- harvestfcu.org/Rates · captured Oct 6, 2026
Who can join Harvest Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.