Credit union · NCUA insured
Harvest Federal Credit Union
A $42.5M credit union headquartered in Heath, OH, with 2,253 members and 1 branch in Ohio. Best rates: CDs 3.50% and savings 0.95% APY.
Harvest Federal Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#25 of 47 in Columbus, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Harvest Federal Credit Union
- Headquarters
- 34 Licking View Dr, Heath, OH 43056
- NCUA charter
- 20302
Branches
1 branch in Ohio
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Ohio
1 branch
- Harvest Federal Credit UnionMain office34 Licking View Dr, Heath, OH 43056Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.80% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.30% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.18% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $44 | $59 | — |
- CapitalNet worth ratio12.80%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.30%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.18%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$44Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Harvest Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.