Credit union · NCUA insured
Hamilton Horizons Federal Credit Union Credit Card Rates
Hamilton Horizons Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Hamilton Horizons Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Trenton, NJ, where Hamilton Horizons Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hamilton Horizons Federal Credit Union
11.90%APR
Platinum VISA Card
Lowest rate
HEFCU
8.99%APR
2nd-lowest rate
Self Reliance Financial Federal Credit Union
9.49%APR
Hamilton Horizons Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hamilton Horizons Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum VISA Card
Fixed rates of interest. Maximum credit limit $20,000. 25-day grace period for purchases. Membership required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Fixed rate option. No annual fee, no cash advance fee, no balance transfer fee. |
| Ongoing | 14.50% | None | Fixed rate option. No annual fee, no cash advance fee, no balance transfer fee. |
| Ongoing | 17.92% | None | Fixed rate option. No annual fee, no cash advance fee, no balance transfer fee. |
Who can join Hamilton Horizons Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives within Hamilton Township, New Jersey.
Employers and groups
- Membership is open to anyone who involves themselves in any organization (or is a member of any organization) located within Hamilton Township, New Jersey.
- Membership is open to individuals working or owning a business in Hamilton Township or the surrounding area.
Military, government and schools
- Membership is open to anyone who is an employee of Hamilton Township, New Jersey.
- Membership is open to anyone who goes to school within Hamilton Township, New Jersey.
Family and household
- Membership is open to anyone who is a relative of a current or potentially eligible member.
1 more way to join
Other ways
- Membership is open to anyone who worships within Hamilton Township, New Jersey.
Cost to join
- Opening a share savings account with a minimum deposit is required to establish membership (amount not specified).
Membership information collected October 5, 2026.