Credit union · NCUA insured
Grow Financial Credit Card Rates
Top CarrotGrow Financial credit cards start at 10.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Grow Financial’s credit card rates compare
Compared with banks and credit unions near Tampa, FL, where Grow Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Grow Financial
10.49%APR
- Up to
- 17.99% APR
Visa Preferred
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- —
Grow Financial credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grow Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Cash Rewards
Membership required; subject to credit approval. Prime Rate variable APR based on WSJ Money Rates on last day of month. Rate based on creditworthiness. Max APR 18.00%. Default rate 18.00% for 6 billing cycles if payment 60 days late twice in 12 months.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.49%–17.99% | None | APR for purchases and balance transfers. Based on creditworthiness. |
Sources (2)
All captured Sep 24, 2026
Visa Preferred
Membership required – Subject to credit approval. Rates are variable and vary with the market based on Prime Rate as published in the Wall Street Journal 'Money Rates' table on the last day of each calendar month. Rates are effective as of 10/05/2026 (p14/p16) / 10/04/2026 (p19).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99%–4.99% | None | Introductory rate as low as 1.99% to 4.99% APR, good for the first six billing cycles on purchases. |
| Ongoing | 10.49%–17.99% | None | After the introductory period expires, or if you do not qualify for an introductory rate, your standard variable APR will range between 10.49% and 17.99% for purchases based on creditworthiness. Rate varies with the market based on WSJ Prime Rate. |
Sources (3)
- growfinancial.org/membership/way-better-rates-3-3
- growfinancial.org/personal/balance-transfers
- growfinancial.org/personal/credit-cards
All captured Oct 5, 2026
Visa Preferred Secured
A minimum deposit of $500 is required. Membership required – Subject to credit approval. Rates are variable and vary with the market based on Prime Rate as published in the Wall Street Journal 'Money Rates' table on the last day of each calendar month. Rates are effective as of 10/05/2026 (p14) / 10/04/2026 (p19).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99%–4.99% | None | Introductory rate as low as 1.99% to 4.99% APR, good for the first six billing cycles on purchases. Minimum deposit of $500 required. |
| Ongoing | 10.49%–17.99% | None | After the introductory period expires, or if you do not qualify for an introductory rate, your standard variable APR will range from 10.49% to 17.99% for purchases. Minimum deposit of $500 required. Varies with WSJ Prime Rate. |
Sources (2)
All captured Oct 5, 2026
Visa Rewards
Membership required; subject to credit approval. Prime Rate variable APR based on WSJ Money Rates on last day of month. Rate based on creditworthiness. Max APR 18.00%. Default rate 18.00% for 6 billing cycles if payment 60 days late twice in 12 months.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.99%–8.99% | None | Introductory rate effective for the first six billing cycles for purchases and balance transfers. No balance transfer fee. |
| Ongoing | 14.74%–17.99% | None | Standard variable APR after intro period expires or if not qualifying for intro rate, for purchases and balance transfers. Based on creditworthiness. |
Sources (2)
All captured Sep 24, 2026
Visa Signature
Membership Required – Subject to credit approval. Rates are effective as of 10/15/2026 and could change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Standard APR of 17.99% for purchases. This is a fixed rate. |
Sources (1)
- growfinancial.org/personal/credit-cards · captured Oct 15, 2026
Who can join Grow Financial
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