Credit union · NCUA insured
Grow Financial Auto Loan Rates
Top CarrotGrow Financial auto loans start at 5.05% APR for a new vehicle and 5.45% for a used one. Rates checked October 15, 2026.
How Grow Financial’s auto loan rates compare
Compared with banks and credit unions near Tampa, FL, where Grow Financial has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Grow Financial
5.05%APR
- Terms
- —
- Up to
- 18.00% APR
New cars, trucks and vans
Lowest rate
Florida West Coast CU
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Grow Financial auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.05%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Grow Financial ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
CU AutoBranch Pre-Owned Vehicle Loan
Fixed rates for select pre-owned vehicles purchased through CU AutoBranch range between 0.00% APR and 8.49% APR. The rate received is determined by credit history, year of the vehicle, and term of the loan. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 0.00%–8.49% | Available for select pre-owned vehicles through CU AutoBranch. Rate determined by credit history, year of vehicle, and term of loan. Subject to credit approval. |
No ongoing APR is published for this loan, only the rate above.
Sources (1)
- growfinancial.org/home-and-auto/auto-loans · captured Oct 15, 2026
Motorcycles
Fixed rates for motorcycles range from 8.0% APR to 10.0% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.00%–10.00% | Fixed rate for new motorcycles. Rate determined by credit history, year of motorcycle, and term of loan. Subject to credit approval. |
| — | 8.25%–10.00% | Fixed rate for used motorcycles. Rate determined by credit history, year of motorcycle, and term of loan. Subject to credit approval. |
Sources (1)
- growfinancial.org/home-and-auto/auto-loans · captured Oct 15, 2026
New BMW, Ducati, Harley Davidson & Triumph Motorcycles
Fixed rates for premier motorcycles range from 7.75% APR to 10.50% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.75%–10.50% | Fixed rates for premier motorcycles range from 7.75% APR to 10.50% APR. The rate you receive is determined by your credit history, year of the motorcycle, and term of the loan. Subject to credit approval. |
Sources (1)
- growfinancial.org/home-and-auto/auto-loans · captured Oct 15, 2026
New cars, trucks and vans
Fixed rates for new vehicles range from 5.05% APR to 18.0% APR. The rate you receive is determined by your credit history, collateral, term and loan to value. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.05%–18.00% | Fixed rate. Rate determined by credit history, collateral, term and loan to value. Subject to credit approval. |
Sources (1)
- growfinancial.org/home-and-auto/auto-loans · captured Oct 15, 2026
Used cars, trucks and vans
Fixed rates for used vehicles range from 5.45% APR to 18.0% APR. The rate you receive is determined by your credit history, collateral, term and loan to value. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.45%–18.00% | Fixed rate. Rate determined by credit history, collateral, term and loan to value. Subject to credit approval. |
Sources (1)
- growfinancial.org/home-and-auto/auto-loans · captured Oct 15, 2026
Who can join Grow Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.