Bank · FDIC insured
Greenfield Cooperative Bank CD Rates
Greenfield Cooperative Bank’s best CD rate is 0.15% APY on a 6-month CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Greenfield Cooperative Bank’s CD rates compare
Compared with banks and credit unions near Greenfield, MA, where Greenfield Cooperative Bank has the most branches. $10,000, best rate first.
This bank’s best
Greenfield Cooperative Bank
0.15%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $7
No-Penalty Certificate of Deposit
Top rate
Freedom Credit Union
4.50%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $566
2nd-highest rate
Greenfield Savings Bank
4.28%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,340
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special CD Offerings
Up to 3.56%APY · 5 terms
Available for personal and business accounts in local market area only. No brokered deposits accepted. Maximum deposit of $500,000. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsNot eligible for IRA. Special statement CD | 3.40% | $140 |
| 7 monthsSpecial statement CD | 3.51% | $203 |
| 8 monthsNot eligible for IRA. Special statement CD | 3.30% | $219 |
| 13 monthsSpecial statement CD | 3.56% | $386 |
| 15 monthsSpecial statement CD | 2.99% | $375 |
Sources (2)
All captured Oct 15, 2026
Certificate of Deposit
Up to 2.02%APY · 9 terms
Available for personal and business accounts in local market area only. No brokered deposits accepted. Maximum deposit of $500,000. Early withdrawal penalty may apply. Fixed interest rate, payable monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.05% | $1 |
| 6 months | 0.15% | $7 |
| 12 months | 0.20% | $20 |
| 18 months | 0.25% | $38 |
| 24 months | 0.30% | $60 |
| 30 months | 0.35% | $88 |
| 36 months | 2.02% | $618 |
| 48 months | 0.50% | $202 |
| 60 months | 0.90% | $458 |
Sources (2)
All captured Oct 15, 2026
No-Penalty Certificate of Deposit
0.15%APY · 1 term
Not eligible for IRA. Additional deposits of $250.00 or more allowed at any time. Withdrawals must be in amounts of $250.00 or more and 7 days from last transaction or penalty equal to loss of 91 days of interest applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsWithdrawals must be in amounts of $250.00 or more, and be 7 days from your last transaction or penalty of 91 days of interest applies. Additional deposits of $250.00 or more permitted | 0.15% | $7 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.