Credit union · NCUA insured
Greater Valley CU Credit Card Rates
Greater Valley CU credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Greater Valley CU’s credit card rates compare
Compared with banks and credit unions near Fresno, CA, where Greater Valley CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Greater Valley CU
12.90%APR
- Up to
- —
VISA® Classic Credit Card
Lowest rate
Central Valley Firefighters Credit Union
9.99%APR
- Up to
- —
2nd-lowest rate
Pacific Service Credit Union
10.75%APR
- Up to
- 15.75% APR
Greater Valley CU credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Valley CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Classic Credit Card
Fixed-rate card. 25-day grace period for purchases. Finance method is Average Daily Balance (including new purchases).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Low, fixed-rate of 12.9% APR (or 12.90% APR). 25-day grace period for purchases. No annual fee. Average daily balance finance charge method. |
Who can join Greater Valley CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live or work in Fresno County or Madera Ranchos.
Military, government and schools
- You are eligible for membership if you are a District 6 state employee or retiree.
Family and household
- You are eligible for membership if you are a family member of a current GVCU member.
Cost to join
- New members must pay a one-time, non-refundable membership fee of $0.50.
- New members must deposit a minimum opening deposit of $5.00 into a Regular Shares savings account and maintain a minimum daily balance of $5.00.
Membership information collected October 5, 2026.