Credit union · NCUA insured
Greater Nevada Credit Union Auto Loan Rates
Top CarrotGreater Nevada Credit Union auto loans start at 4.50% APR for a new vehicle and 4.55% for a used one. Rates checked October 15, 2026.
How Greater Nevada Credit Union’s auto loan rates compare
Compared with banks and credit unions near Reno, NV, where Greater Nevada Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Nevada Credit Union
4.50%APR
- Terms
- up to 84 months
- Up to
- —
New or Used Auto Loan (Less Than 2 Years Old)
Lowest rate
Great Basin Federal Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 16.75% APR
3rd-lowest rate
Sierra Pacific Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Up to
- —
Greater Nevada Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.55%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Nevada Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Used Auto Loan
Personal membership open to eligible members. All loans subject to credit/collateral approval. 90-day no payment offer available based on approved credit (extends loan by 3 months, finance charges accrue on unpaid principal; Payment Saver Auto Loans, existing GNCU refinances, and plus program loans excluded). Terms up to 84 months for new and used vehicles up to 6 years old for well-qualified borrowers.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24% | Lowest rate shown assumes excellent borrower credit history, financing a direct new or used auto loan at a 36-month loan term, and includes a 0.25% rate discount for a loan-to-value below 90% available for well-qualified borrowers. Rates and conditions vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. Terms up to 84 months for new and used vehicles up to 6 years old for well-qualified borrowers. |
Sources (3)
- gncu.org/loans/car-loans/car-loan-rates
- gncu.org/loans/car-loans/compare-car-loans
- gncu.org/loans/loan-rates
All captured Oct 15, 2026
New or Used Auto Loan (Less Than 2 Years Old)
Personal membership is open to anyone living or working in any of Nevada's 17 counties and members of their immediate family. All loans subject to credit/collateral approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.50% | Lowest rate shown assumes excellent borrower credit history, financing a direct new or used auto loan less than two years old at a 36-month loan term, and includes a 0.25% rate discount for a loan-to-value below 90% available for well-qualified borrowers. Terms up to 84 months for well-qualified borrowers. 90-day no payment offer available based on approved credit (extends loan by 3 months, finance charges accrue on unpaid principal). |
Sources (3)
- gncu.org/loans/car-loans/car-loan-rates
- gncu.org/loans/loan-rates
- gncu.org/loans/car-loans/compare-car-loans
All captured Sep 16, 2026
Used Auto Loan (2 – 6 Years Old)
Personal membership is open to anyone living or working in any of Nevada's 17 counties and members of their immediate family. All loans subject to credit/collateral approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.55% | For used vehicles 2 to 6 years old. Terms up to 84 months for well-qualified borrowers. Rates vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. 90-day no payment offer available based on approved credit (extends loan by 3 months, finance charges accrue on unpaid principal). |
Sources (3)
- gncu.org/loans/car-loans/car-loan-rates
- gncu.org/loans/loan-rates
- gncu.org/loans/car-loans/compare-car-loans
All captured Sep 16, 2026
Used Auto Loan (Greater Than 6 Years Old)
Personal membership is open to anyone living or working in any of Nevada's 17 counties and members of their immediate family. All loans subject to credit/collateral approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.15% | For used vehicles greater than 6 years old. Rates vary based on creditworthiness, loan term, vehicle age, vehicle mileage, and other factors. 90-day no payment offer available based on approved credit (extends loan by 3 months, finance charges accrue on unpaid principal). |
Sources (2)
All captured Sep 16, 2026
Who can join Greater Nevada Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in the State of Nevada or eligible communities in Arizona, California, Idaho, New Mexico, Oregon, and Utah.
Family and household
- Immediate family members of existing members may be eligible to join.
Membership information collected October 4, 2026.