Credit union · NCUA insured
Greater Nevada Credit Union Savings Rates
Top CarrotGreater Nevada Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Greater Nevada Credit Union’s savings rates compare
Compared with banks and credit unions near Reno, NV, where Greater Nevada Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Nevada Credit Union
1.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Greater Nevada Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0006.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Nevada Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
I Can Save Account
0.05%APY
Limit of one I Can Save account per member. Periodic withdrawals are not allowed; only withdrawal of the entire balance is allowed, resulting in account closure. Once closed, another I Can Save account cannot be opened for two years. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNon-qualifying rate: applies to all balances if monthly qualifications are not met. | 0.05% | $5 | Non-qualifying rate: applies to all balances if monthly qualifications are not met. |
| Up to $2,500Qualifying rate: at least one deposit must post and clear during the monthly qualification cycle, and the total of all deposits must be less than $200.00. | 6.00% | — | Qualifying rate: at least one deposit must post and clear during the monthly qualification cycle, and the total of all deposits must be less than $200.00. |
| Over $2,500Applies when balance is $2,500.01 and greater if qualifications are met during the monthly qualification cycle. | 0.05% | $5 | Applies when balance is $2,500.01 and greater if qualifications are met during the monthly qualification cycle. |
Sources (2)
All captured Oct 22, 2026
Money Market Account
1.00%APY
No minimum daily balance fee. Includes check writing privileges. GNCU Visa debit card not included. Unlimited in-person or ATM withdrawals without fees; up to six third-party withdrawals or transfers per month. NCUA insured.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Dividends credited and compounded monthly. No minimum opening deposit or balance is required. | 1.00% | $100 | Dividends credited and compounded monthly. No minimum opening deposit or balance is required. |
| Over $50,000Dividends credited and compounded monthly. No minimum opening deposit or balance is required. | 2.05% | — | Dividends credited and compounded monthly. No minimum opening deposit or balance is required. |
Sources (2)
All captured Oct 22, 2026
Regular Share Savings Account
0.05%APY
Membership eligibility and maintaining a minimum balance of $1.00 required. No fees or withdrawal limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts. The minimum opening deposit and balance required is $1.00.Any balance | 0.05% | $5 | Applies to all amounts. The minimum opening deposit and balance required is $1.00. |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Share Account
1.50%APY
Available as Traditional IRA or Roth IRA wrappers. Tax-advantaged retirement savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts.Any balance | 1.50% | $150 | Applies to all amounts. |
Sources (2)
All captured Oct 22, 2026
Christmas Club Savings Account
0.05%APY
Funds are disbursed every year on November 1 for holiday shopping. Make unlimited deposits throughout the year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts.Any balance | 0.05% | $5 | Applies to all amounts. |
Sources (2)
All captured Oct 22, 2026
Health Savings Account
0.05%APY
Must be enrolled in a qualified High Deductible Health Plan (HDHP) and qualify for GNCU membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts.Any balance | 0.05% | $5 | Applies to all amounts. |
Sources (2)
All captured Oct 22, 2026
Hometown Health HSA
0.05%APY
Offered in partnership with Hometown Health. Must be enrolled in a qualified Hometown Health High Deductible Health Plan (HDHP) and qualify for GNCU membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts.Any balance | 0.05% | $5 | Applies to all amounts. |
Sources (1)
- gncu.org/banking/savings-accounts/hometown-health-hsa · captured Oct 22, 2026
Prominence Health HSA
0.05%APY
Offered in partnership with Prominence Health. Must be enrolled in a qualified Prominence Health High Deductible Health Plan (HDHP) and qualify for GNCU membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts.Any balance | 0.05% | $5 | Applies to all amounts. |
Sources (1)
- gncu.org/banking/savings-accounts/prominence-health-hsa · captured Oct 22, 2026
Youth Share Savings Account
0.05%APY
Available for members 17 years old and younger. No monthly maintenance fees or monthly service charges. Minimum opening deposit and balance is $1.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to all amounts. The minimum opening deposit and balance required is $1.00.Any balance | 0.05% | $5 | Applies to all amounts. The minimum opening deposit and balance required is $1.00. |
Sources (2)
All captured Oct 22, 2026
Who can join Greater Nevada Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in the State of Nevada or eligible communities in Arizona, California, Idaho, New Mexico, Oregon, and Utah.
Family and household
- Immediate family members of existing members may be eligible to join.
Membership information collected October 4, 2026.