Credit union · NCUA insured
Great Plains FCU Auto Loan Rates
Great Plains FCU auto loans start at 5.00% APR for a new vehicle and 6.25% for a used one. Rates checked October 16, 2026.
How Great Plains FCU’s auto loan rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Great Plains FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Great Plains FCU
5.00%APR
- Terms
- up to 96 months
Auto Loan
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
2nd-lowest rate
Joplin Metro Credit Union
4.64%APR
- Terms
- up to 60 months
Great Plains FCU auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Great Plains FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates determined by credit worthiness and collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 96 months | 5.00% | New 2025–2027 model. |
| up to 96 months | 6.25% | Preowned 2018–2026 model. |
Sources (2)
All captured Oct 16, 2026
Motorcycle
Actual rates, amount financed, and other terms will be determined by applicants' credit worthiness and collateral. Rates are stated as annual percentage rates and are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.25% | — |
Sources (1)
- greatplainsfcu.com/loans/rates · captured Oct 16, 2026
Who can join Great Plains FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals living, working, worshiping, or attending schools in cities or counties where Great Plains FCU branches are located.
Employers and groups
- Membership is available to employees of employers that offer membership as a Select Employee Group (SEG).
Family and household
- Immediate family members of a member—defined as spouse, parent, grandparent, child, grandchild, or sibling (including step and adoptive relationships)—may also join.
Membership information collected October 4, 2026.