Credit union · NCUA insured
Golden Rule Community Credit Union Auto Loan Rates
Golden Rule Community Credit Union auto loans start at 6.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 16, 2026.
How Golden Rule Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fond du Lac, WI, where Golden Rule Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Golden Rule Community Credit Union
6.00%APR
- Terms
- up to 60 months
Auto, Truck, Van, Motorcycle, Boats, Campers, & RVs
Lowest rate
Compassionate Care Credit Union
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Fond du Lac Credit Union
4.49%APR
- Terms
- up to 60 months
Golden Rule Community Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Golden Rule Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto, Truck, Van, Motorcycle, Boats, Campers, & RVs
Actual rate and term is determined by account history and credit score. To qualify for Rewards APR, member must have two of the following relationships: Direct Deposit of at least $500 per month into a GRCCU checking account, at least $25,000 on deposit, or a qualified loan in good standing (Mortgage, Home Equity, Auto, or credit card with current balance; credit cards must have a transaction within the past 30 days). Any Credit Union loan that is delinquent or not in good standing disqualifies from Relationship Rewards.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.25% | Monthly payment per $1,000 is $46.11. Rate stated as 'as low as' under Relationship Rewards. |
| up to 36 months | 5.25% | Monthly payment per $1,000 is $32.23. Rate stated as 'as low as' under Relationship Rewards. |
| up to 60 months | 6.00% | Monthly payment per $1,000 is $21.58. Rate stated as 'as low as' under Relationship Rewards. |
Sources (3)
All captured Oct 7, 2026
Who can join Golden Rule Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Green Lake County; The City of Ripon; The Villages of Brandon, Fairwater, Rosendale; The Townships of Ripon, Rosendale, Springvale and Metomen located in Fond du Lac County; The Townships of Aurora & Warren in Waushara County; or The Townships of Nepeuskun & Rushford in Winnebago County.
Family and household
- Membership is open to members of the immediate family of all qualified persons.
Other ways
- Membership is open to members of The Greater Berlin Credit Union and Handcraft Employees Credit Union.
Cost to join
- A $5 share deposit is required to maintain membership.
Membership information collected October 5, 2026.