Credit union · NCUA insured
Golden Rule Community Credit Union Savings Rates
Golden Rule Community Credit Union’s best savings rate is 1.08% APY on $10,000, with its Advantage Money Market. Rates checked October 16, 2026.
How Golden Rule Community Credit Union’s savings rates compare
Compared with banks and credit unions near Fond du Lac, WI, where Golden Rule Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Golden Rule Community Credit Union
1.08%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $108
Advantage Money Market
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Golden Rule Community Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.08%
- $100,000 balance$100,0001.99%
- QualifiedQualified1.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Golden Rule Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Golden Money Market
0.12%APY
Must have $75,000 to open
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Must have $75,000 to open | 0.12% | $12 | Must have $75,000 to open |
| $75,000 and upMust have $75,000 to open | 1.99% | — | Must have $75,000 to open |
Sources (1)
- goldenrulecu.org/about/rates.php · captured Sep 18, 2026
Rewards Money Market
1.19%APY
Must have $25,000 to open
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust have $25,000 to openAny balance | 1.19% | $119 | Must have $25,000 to open |
Sources (1)
- goldenrulecu.org/about/rates.php · captured Sep 18, 2026
Advantage Money Market
1.08%APY
Must have $2,000 to open and maintain a balance of $1,000
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMust have $2,000 to open and maintain a balance of $1,000$1,000 and up | 1.08% | $108 | Must have $2,000 to open and maintain a balance of $1,000 |
Sources (1)
- goldenrulecu.org/about/rates.php · captured Sep 18, 2026
Share / Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDaily average balance of $25 or more.$25 and up | 0.10% | $10 | Daily average balance of $25 or more. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Traditional or Roth IRA Money Market
1.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.12% | — |
| $1,000 – $15,000 | 1.01% | $101 |
| $15,000 and up | 1.08% | — |
Sources (1)
- goldenrulecu.org/about/rates.php · captured Sep 18, 2026
Christmas Club
0.12%APY
Funds are available for withdrawal on October 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Maximum balance of $10,000; funds available for withdrawal on October 1st.Up to $10,000 | 0.12% | $12 | Maximum balance of $10,000; funds available for withdrawal on October 1st. |
Sources (2)
All captured Sep 18, 2026
Individual Retirement
0.10%APY
Available as Traditional IRAs and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable term.Any balance | 0.10% | $10 | Variable term. |
Who can join Golden Rule Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Green Lake County; The City of Ripon; The Villages of Brandon, Fairwater, Rosendale; The Townships of Ripon, Rosendale, Springvale and Metomen located in Fond du Lac County; The Townships of Aurora & Warren in Waushara County; or The Townships of Nepeuskun & Rushford in Winnebago County.
Family and household
- Membership is open to members of the immediate family of all qualified persons.
Other ways
- Membership is open to members of The Greater Berlin Credit Union and Handcraft Employees Credit Union.
Cost to join
- A $5 share deposit is required to maintain membership.
Membership information collected October 5, 2026.