Credit union · NCUA insured
Fond du Lac Credit Union Auto Loan Rates
Top CarrotFond du Lac Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 16, 2026.
How Fond du Lac Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fond du Lac, WI, where Fond du Lac Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fond du Lac Credit Union
4.49%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Compassionate Care Credit Union
4.49%APR
- Terms
- up to 60 months
3rd-lowest rate
Verve, a Credit Union
4.59%APR
- Terms
- up to 72 months
Fond du Lac Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fond du Lac Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership eligibility required. Financing based on credit score, loan to value, year of collateral, and personal qualifications. Financing available for new and used vehicles. Non-titled collateral adds 1.00% to qualified rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | Model year 2023 & newer. Rate advertised as low as with payment of $29.52 per $1,000. Membership eligibility required. |
| up to 48 months | 4.24% | Model year 2023 & newer. Rate advertised as low as with payment of $22.69 per $1,000. Membership eligibility required. |
| up to 60 months | 4.49% | Model year 2023 & newer. Rate advertised as low as with payment of $18.64 per $1,000. Membership eligibility required. |
| up to 72 months | 4.74% | Model year 2023 & newer. Rate advertised as low as with payment of $15.98 per $1,000. Membership eligibility required. |
| up to 84 months | 5.24% | Model year 2023 & newer. Minimum loan amount of $25,000 on an 84-month term. Rate advertised as low as with payment of $14.25 per $1,000. Membership eligibility required. |
| up to 36 months | 4.49% | Model year 2022 & older. Rate advertised as low as with payment of $29.74 per $1,000. Terms may be reduced on 2019 and older collateral/vehicles. Membership eligibility required. |
| up to 48 months | 4.74% | Model year 2022 & older. Rate advertised as low as with payment of $22.91 per $1,000. Terms may be reduced on 2019 and older collateral/vehicles. Membership eligibility required. |
| up to 60 months | 4.99% | Model year 2022 & older. Rate advertised as low as with payment of $18.87 per $1,000. Terms may be reduced on 2019 and older collateral/vehicles. Membership eligibility required. |
| up to 72 months | 5.24% | Model year 2022 & older. Rate advertised as low as with payment of $16.22 per $1,000. Terms may be reduced on 2019 and older collateral/vehicles. Membership eligibility required. |
| up to 84 months | 5.74% | Model year 2022 & older. Minimum of $25,000 on an 84-month term. Rate advertised as low as with payment of $14.48 per $1,000. Terms may be reduced on 2019 and older collateral/vehicles. Membership eligibility required. |
Sources (1)
- fdlcu.com/consumer-loans/auto-loans · captured Oct 5, 2026
Who can join Fond du Lac Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Fond du Lac County or Dodge County are eligible for membership.
Family and household
- Immediate family members (including spouse, registered domestic partners, parents, step parents, children, step-children, siblings, step siblings, grandchildren, grandparents, aunts or uncles, nieces or nephews) of eligible individuals qualify for membership regardless of whether they reside in the same household.
Cost to join
- A minimum opening share deposit of $5.00 in a savings account is required for membership.
Membership information collected October 5, 2026.