Bank · FDIC insured
Gold Coast Credit Card Rates
Gold Coast credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 23, 2026.
How Gold Coast’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Gold Coast has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Gold Coast
9.90%APR
Platinum Visa Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Gold Coast credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Gold Coast ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Plus Visa Credit Card
Membership at MSUFCU required. Stated rates are for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score. No international transaction fees. Unlimited 1% cash back on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Rates as low as 13.90% APR stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score. All loans subject to credit approval. |
Platinum Visa Credit Card
Membership at MSUFCU required. Stated rates are for qualified members with high credit scores. Actual rates may be higher and are determined by individual credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rates as low as 9.90% APR based on member's credit score. Actual rates may be higher. No application, annual or balance transfer fees. Stated loan rates are available to members with qualifying credit scores. |
| Intro, 6 months | 0.00% | None | 0% APR is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. Loss of introductory APR if account becomes delinquent 60 days. Does not apply to purchases, cash advances, or delinquent loans. |
| Ongoing | 9.90%–17.90% | None | After six months, balance transfer rate reverts to your standard rate between 9.90% and 17.90% based on member's credit score. Accounts 60 days late revert to penalty rate of 17.9%. |
Visa Signature Credit Card
Membership at MSUFCU required. Stated rates are for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score. $99 annual fee, waived the first year. Cash back: 3% on groceries, 2% on gas, travel, and universities, 1% on all other purchases. No international transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | $99 | Rates as low as 14.90% APR stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score. $99 annual fee is waived the first year. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.