Bank · FDIC insured
Gold Coast
A $463.1M bank headquartered in Chicago, IL, with 1 branch in Illinois.
Gold Coast Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#97 of 126 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Gold Coast
Gold Coast Office is located in Chicago, Illinois.
The institution is operated by Michigan State University Federal Credit Union.
- Headquarters
- 1165 N Clark St, Chicago, IL 60610
- FDIC certificate
- 58556 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- Gold Coast BankMain office1165 N Clark St, Chicago, IL 60610Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.86% | 10.85% | 12.82% or more |
| Troubled loansNoncurrent | 0.63% | 0.41% | 0.09% or less |
| ProfitabilityReturn on assets | 1.24% | 1.20% | 1.64% or more |
| LendingLoans per $100 deposited | $88 | $79 | — |
- CapitalLeverage ratio14.86%Peers’ middle 10.85% · Top 25% 12.82%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.41% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.20% · Top 25% 1.64%+
- LendingLoans per $100 deposited$88Peers’ middle $79
Compared with the 2,684 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Gold Coast are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.