Credit union · NCUA insured
GHA Federal Credit Union Credit Card Rates
GHA Federal Credit Union credit cards start at 8.95% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How GHA Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bridgeport, CT, where GHA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
GHA Federal Credit Union
8.95%APR
- Up to
- —
VISA Classic
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Waterbury CT Teachers Federal Credit Union
8.50%APR
- Up to
- 17.50% APR
GHA Federal Credit Union credit card score
89
Credit card score
Higher than 86% of U.S. banks and credit unions
- Purchase APRPurchase APR8.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GHA Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Credit limits up to $10,000. Risk-based pricing based on credit score. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.95% | None | Credit score 730+ (Tier A+) |
| Ongoing | 9.95% | None | Credit score 680-729 (Tier A) |
| Ongoing | 11.90% | None | Credit score 640-679 (Tier B) |
| Ongoing | 13.95% | None | Credit score 600-639 (Tier C) |
| Ongoing | 17.95% | None | Credit score 550 or less (Tier D & E) |
Sources (3)
All captured Oct 7, 2026
Who can join GHA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.