Credit union · NCUA insured
GHA Federal Credit Union Savings Rates
GHA Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How GHA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Bridgeport, CT, where GHA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GHA Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Regular Shares
Top rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
GHA Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GHA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.10%APY
A share savings account may be opened with a minimum of $25. A minimum balance of $25 is required to retain membership at GHAFCU. Earns dividends on balances exceeding $500 minimum; dividends are compounded and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and up$500.00 minimum to earn dividends on Regular Shares. Dividends compounded and paid quarterly.$500 and up | 0.10% | $10 | $500.00 minimum to earn dividends on Regular Shares. Dividends compounded and paid quarterly. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Deposit accounts that help members save for holiday shopping over a 50-week period. Funds are deposited in the share account at the end of October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMembers make weekly or bi-weekly deposits over a 50-week period. Funds deposited into share account at the end of October.Any balance | 0.10% | $10 | Members make weekly or bi-weekly deposits over a 50-week period. Funds deposited into share account at the end of October. |
Sources (2)
All captured Sep 19, 2026
IRA
0.10%APY
Offered as Traditional IRA (tax-deferred personal retirement account) or Roth IRA (non-tax-deductible contributions with tax-free retirement withdrawals).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable as Traditional or Roth IRA.Any balance | 0.10% | $10 | Available as Traditional or Roth IRA. |
Sources (3)
- ghafcu.org/Rates/Savings-Rates
- ghafcu.org/Savings/Other-Services
- ghafcu.org/Savings/Retirement-Accounts
All captured Sep 19, 2026
Vacation Club
0.10%APY
Build savings for vacation or special purposes with complete access to funds any time of the year. There is no minimum balance requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirement.Any balance | 0.10% | $10 | No minimum balance requirement. |
Sources (2)
All captured Sep 19, 2026
Who can join GHA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.