Credit union · NCUA insured
GESB Sheet Metal Workers FCU Auto Loan Rates
GESB Sheet Metal Workers FCU auto loan rates start at 3.75% APR. Rates checked October 15, 2026.
How GESB Sheet Metal Workers FCU’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where GESB Sheet Metal Workers FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
GESB Sheet Metal Workers FCU
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Title Secured Loans
Effective February 20, 2026. Rate applies to new money purchases only. Refinances of existing loan balances will be at .50% higher than current qualified rate. Risk Based Lending used to determine specific rate. Rates subject to change without notice. Any internally refinanced loan without additional funds will be at .50%APR higher than current qualified rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.75%–12.75% | Vehicle Year: 2026-2025; Credit Score >800 to <549 |
| up to 60 months | 4.25%–13.25% | Vehicle Year: 2026-2025; Credit Score >800 to <549 |
| up to 72 months | 4.75%–13.75% | Vehicle Year: 2026-2025; Credit Score >800 to <549 |
| up to 84 months | 5.25%–14.25% | Vehicle Year: 2026-2025; Credit Score >800 to <549 |
| up to 48 months | 4.75%–13.75% | Vehicle Year: 2024 or Older; Credit Score >800 to <549 |
| up to 60 months | 5.25%–14.25% | Vehicle Year: 2024 or Older; Credit Score >800 to <549 |
| up to 72 months | 5.75%–14.75% | Vehicle Year: 2024 or Older; Credit Score >800 to <549 |
| up to 84 months | 6.25%–15.25% | Vehicle Year: 2024 or Older; Credit Score >800 to <549 |
Sources (1)
- gesbfcu.org/loan-rates · captured Oct 5, 2026
Who can join GESB Sheet Metal Workers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to anyone working at any of the credit union's select employee groups (SEG).
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including stepparents, stepchildren, step-siblings, and adoptive relationships) and household members (living in the same residence maintaining a single economic unit) are eligible to join.
Cost to join
- A $5 deposit opens a share (savings) account to establish membership.
Membership information collected October 5, 2026.