Gesa Credit Union Credit Card Rates

How Gesa Credit Union’s credit card rates compare

Compared with banks and credit unions near Kennewick, WA, where Gesa Credit Union has the most branches. Ongoing purchase APR, lowest first.

69

Credit card score

Higher than 24% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Gesa Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Subject to approval and membership eligibility. Unlimited 1.5% cash back. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	16.99%–28.49%	None	Variable rate based on Prime Rate. Standard variable APR based on creditworthiness. Avoid finance charges on purchases by paying entire balance within 25 days of statement closing date.

Sources (3)

All captured Oct 22, 2026

Subject to approval and membership eligibility. No annual fee. Rate based on terms/creditworthiness.

Applies to	APR	Annual fee	Conditions
Ongoing	12.74%–24.74%	None	Variable rate based on Prime Rate. Standard variable APR based on creditworthiness. Avoid finance charges on purchases by paying entire balance within 25 days of statement closing date.

Sources (4)

All captured Oct 22, 2026

Secured by available funds in share savings account. Subject to approval and membership eligibility. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	12.74%–24.74%	None	Standard variable APR for purchases, balance transfers and cash advances applies, based on creditworthiness. Variable rate based on Prime Rate as published in the Wall Street Journal. Secured by available funds in share savings account.

Sources (2)

All captured Oct 22, 2026

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