Bank · FDIC insured
German American Bank Credit Card Rates
German American Bank credit card rates start at 14.99% APR. Rates checked October 15, 2026.
How German American Bank’s credit card rates compare
Compared with banks and credit unions in Indiana, where German American Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
German American Bank
– –
No ongoing APR published
Lowest rate
Indiana Lakes FCU
6.90%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Gold Credit Card
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.49% | None | Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances of 17.49% (accurate as of 02/01/2025) will vary with the market based on the Prime Rate. Subject to credit approval. |
Visa Platinum Credit Card
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 7.99% | None | Introductory APR for Purchases, Balance Transfers, and Cash Advances of 7.99% introductory rate for 6 months from account opening. Subject to credit approval. |
| Ongoing | 14.99% | None | 14.99% fixed APR for Purchases, Balance Transfers, and Cash Advances after the first 6-month introductory period. Subject to credit approval. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.