Genisys Credit Union Credit Card Rates

How Genisys Credit Union’s credit card rates compare

Compared with banks and credit unions near Detroit, MI, where Genisys Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Genisys Credit Union
9.90%APR
Genisys Platinum Credit Mastercard®
Lowest rate
Construction Federal Credit Union
6.87%APR
Construction Federal Credit Union rates
2nd-lowest rate
Polish-American FCU
6.90%APR
Polish-American FCU rates

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Genisys Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Applies to	APR	Annual fee	Conditions
Ongoing	13.99%	None	Variable APR based on the current prime rate. No annual fee. 28-day interest-free grace period.

Sources (2)

All captured Oct 16, 2026

Applies to	APR	Annual fee	Conditions
Ongoing	9.90%	None	APR determined at time account is opened based on credit qualifications. No annual fee. 28-day interest-free grace period.

Sources (2)

All captured Oct 16, 2026

This may be incomplete or out of date, so check with the credit union before you apply.

Businesses located in all of Michigan are eligible to join.
Businesses located in Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota are eligible to join.
Businesses located in Montgomery County in Pennsylvania are eligible to join.

Businesses and individuals affiliated with one of almost 450 select employee or associational groups are eligible for membership.

Membership information collected October 5, 2026.