Credit union · NCUA insured
GE Credit Union Credit Card Rates
GE Credit Union credit cards start at 13.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How GE Credit Union’s credit card rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where GE Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
GE Credit Union
13.74%APR
- Up to
- —
GE Credit Union Mastercard
Lowest rate
APG Federal Credit Union
7.00%APR
- Up to
- —
2nd-lowest rate
Forge Credit Union
7.99%APR
- Up to
- 17.99% APR
GE Credit Union credit card score
65
Credit card score
Higher than 13% of U.S. banks and credit unions
- Purchase APRPurchase APR13.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where GE Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
GE Credit Union Mastercard
Credit limits up to $25,000. 25 day grace period on purchases. Low 3% balance-transfer fee. 1.5% Cash-back with ScoreCard Rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.74% | None | Standard purchase rate as low as 13.74% APR. Cash advance rate = 17.74% APR. Some rates are not available in Puerto Rico. |
| Ongoing | 7.99% | None | Promotional APR for Balance Transfer is 7.99% on transferred balances until paid in full plus a one-time 3% balance transfer fee. Takes at least 14 days after account opening to process payments. Cannot transfer balances between GE Credit Union accounts. Not eligible if in default under any loan agreement. |
Sources (2)
All captured Oct 4, 2026
GE Credit Union Secured Mastercard
Pledge 120% of the credit limit from funds deposited in GE Credit Union Share Account. Still earn dividends on secured money in Share Account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.74% | $20 | Standard purchase rate as low as 17.74% APR. Cash advance rate = 17.74% APR. $20 annual fee. Some rates are not available in Puerto Rico. |
Sources (2)
All captured Oct 4, 2026
Who can join GE Credit Union
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