Credit union · NCUA insured
Gates Chili Federal Credit Union CD Rates
Gates Chili Federal Credit Union’s best CD rate is 1.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Gates Chili Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Rochester, NY, where Gates Chili Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gates Chili Federal Credit Union
1.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $150
Certificates of Deposit
Top rate
Genesee Regional Bank
4.75%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.50%APY · 2 terms
Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.00% | $50 |
| 12 months | 1.50% | $150 |
Sources (2)
All captured Sep 17, 2026
Who can join Gates Chili Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, or actively volunteers in the towns of Gates or Chili.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 5, 2026.