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Credit union · NCUA insured

Gain Federal Credit Union Credit Card Rates

Gain Federal Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Gain Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Los Angeles, CA, where Gain Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    Gain Federal Credit Union

    10.90%APR

    Up to
    18.00% APR

    Classic Mastercard

  • Top Carrot, Carrot Score 99

    Lowest rate

    F&A Credit Union

    6.90%APR

    Up to
    14.50% APR

    F&A Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    Fox Federal Credit Union

    6.95%APR

    Up to
    —

    Fox Federal Credit Union rates

Compare credit card rates near you →

Gain Federal Credit Union credit card score

79

Credit card score

Higher than 48% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR10.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Gain Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Gain Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, or attend school in, and businesses and legal entities in designated underserved census tracts in Los Angeles County, California are eligible for membership.
  • Members of record of United Auto Workers FCU as of December 31, 2019, and persons who regularly work, attend school, worship, or participate in associations headquartered in zip code 91331 in Los Angeles County, CA are eligible for membership.

Employers and groups

  • Members, volunteers, and Docents of the Autry Museum Docent Council are eligible for membership.
  • Full-time employees of Burbank City Employees Association, AFSCME 3143 who work in Burbank, California are eligible for membership.
  • Employees of Buddy's All Stars, Inc. and Handy Market Burbank are eligible for membership.
  • Members of Burbank City Charitable Giving Association in Burbank, California qualifying under its July 1, 2007 bylaws are eligible for membership.
16 more ways to join

Employers and groups

  • Employees of Deluxe Laboratories Entertainment Services Group Inc. and associated businesses (Allied Barton Security Services, Kona Cutting, Inc., D. Bassett and Associates, Inc., Trunzo & Associates) are eligible for membership.
  • Employees of FotoKem Film and Video who work in Burbank, California are eligible for membership.
  • Voting members of the Friends of the Burbank Public Library in Burbank, CA qualifying under its September 15, 1999 bylaws who reside in Southern California (zip codes 90000-93599) are eligible for membership.
  • Voting members of the Burbank Historical Society in Burbank, CA qualifying under its July 20, 1993 bylaws who reside in Southern California (zip codes 90000-93599) are eligible for membership.
  • Employees and members of International Alliance of Theatrical Stage Employees IATSE Local 33 in Burbank, California are eligible for membership.
  • Employees of J & R Film Company/Moviola and Metropolitan Culinary Services who work in, or are paid or supervised from Burbank, California are eligible for membership.
  • Members of National Charity League (NCL, Inc.) Burbank Chapter in Burbank, California qualifying under its June 1, 2015 bylaws are eligible for membership.
  • Members of record of Pacoima Developmental FCU (as of July 29, 2019), voting members of Pacoima Chamber of Commerce, voting members of Valley Industry and Commerce Association, and employees of Valley Economic Development Center are eligible for membership.
  • Members of the Burbank Association of Realtors in Burbank, California are eligible for membership.
  • Employees of Burbank Community YMCA who work in or are headquartered in Burbank, California are eligible for membership.

Military, government and schools

  • Members of record of Canoga Postal FCU as of March 1, 2021, and employees of the U.S. Post Office Department who work in Canoga Park, Northridge, Chatsworth, and Reseda, California are eligible for membership.
  • Employees of the City of Burbank, California (including Burbank Police Reserves and Police Chaplains) are eligible for membership.
  • Employees of the Cumberland-Dauphin-Harrisburg Transit Authority working in Cumberland, Dauphin, and Perry Counties, Pennsylvania are eligible for membership.

Family and household

  • Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations), household members living in the same residence as a single economic unit, and surviving spouses of eligible persons are eligible for membership.

Other ways

  • Members of Community Impact Fund (CIF) who are U.S. citizens or legal visitors with government ID and voting members under October 11, 2022 bylaws are eligible for membership.
  • Members of record of Deluxe Federal Credit Union as of December 9, 2016 are eligible for membership.

Cost to join

  • Becoming a member of community partners when joining through Gain Federal Credit Union costs $10.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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