Credit union · NCUA insured
Funeral Service Credit Union Savings Rates
Funeral Service Credit Union’s best savings rate is 0.55% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Funeral Service Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, IL, where Funeral Service Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Funeral Service Credit Union
0.55%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $55
Share Savings
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Funeral Service Credit Union savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Funeral Service Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.55%APY
Deposits and withdrawals may be made at any time and in any amount. Dividends are paid quarterly in March, June, September and December and are computed on the average daily balance in the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.30% | — |
| $1,000 – $5,000 | 0.40% | — |
| Over $5,000 | 0.55% | $55 |
Special-purpose accounts
Christmas Club
0.50%APY
Deposits anytime; withdrawals not allowed until payout. Compounded daily; paid annually on October 31. Runs November 1 through October 31. Computed on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual payout October 31. Average daily balance.Any balance | 0.50% | $50 | Annual payout October 31. Average daily balance. |
Vacation Club
0.50%APY
Deposits anytime; withdrawals not allowed until payout. Compounded daily; paid annually on April 30. Runs May 1 through April 30. Computed on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAnnual payout April 30. Average daily balance.Any balance | 0.50% | $50 | Annual payout April 30. Average daily balance. |
Who can join Funeral Service Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to all members and employees of designated funeral service associations and organizations.
Family and household
- Membership is available to family members of members and employees of designated funeral service associations and organizations.
Membership information collected October 5, 2026.