Bank · FDIC insured
Fulton Bank Auto Loan Rates
Fulton Bank auto loans start at 7.34% APR for a new vehicle and 7.34% for a used one. Rates checked October 16, 2026.
How Fulton Bank’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Fulton Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Fulton Bank
7.34%APR
- Terms
- 6–72 months
- Up to
- 13.59% APR
- Discount
- None included
Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Fulton Bank auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew7.34%
- Used vehicleUsed7.34%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fulton Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Fixed-rate, closed-end loan secured by automobile, not exceeding 125% LTV for new automobiles or NADA Trade-In Value (125% LTV) for used automobiles. Minimum loan amount $2,500. Rates reflect automatic deduction from any Fulton Bank deposit account; APR will increase by 0.25% if automatic payment is discontinued. Minimum credit score of 620 required. Available to customers in PA, NJ, MD, VA, and DE.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.44% | New & Used Vehicle 2024 - 2027. Minimum loan amount $2,500. |
| — | 8.20% | Used Vehicle 2023. Minimum loan amount $2,500. |
| — | 8.45% | Used Vehicle 2022. Minimum loan amount $2,500. |
| — | 9.08% | Used Vehicle 2021. Minimum loan amount $2,500. |
| — | 9.38% | Used Vehicle 2020. Minimum loan amount $2,500. |
| — | 9.58% | Used Vehicle 2019. Minimum loan amount $2,500. |
| — | 9.78% | Used Vehicle 2018. Minimum loan amount $2,500. |
| — | 10.28% | Used Vehicle 2017. Minimum loan amount $2,500. |
| 6–72 months | 7.34%–13.59% | For new and used 1-3 year old automobiles not exceeding 125% LTV. Minimum loan amount $2,500. |
| 6–60 months | 8.05%–14.01% | For used 4-6 year old automobiles not exceeding 125% LTV. Minimum loan amount $2,500. |
| 6–60 months | 9.18%–14.68% | For used 7-10 year old automobiles not exceeding 125% LTV (maximum term of 4 years / 48 months for a 9 year old automobile). Minimum loan amount $2,500. |
Sources (3)
All captured Oct 7, 2026
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