Bank · FDIC insured
Fremont Bank Credit Card Rates
Fremont Bank credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Fremont Bank’s credit card rates compare
Compared with banks and credit unions near San Francisco, CA, where Fremont Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Fremont Bank
9.99%APR
- Annual fee
- $99
- Up to
- —
Low Rate Platinum Mastercard
Lowest rate
San Francisco Federal Credit Union
7.45%APR
- Annual fee
- None
- Up to
- 17.99% APR
2nd-lowest rate
Sheet Metal Workers Local 104 Federal Credit Union
7.90%APR
- Annual fee
- None
- Up to
- —
Fremont Bank credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fremont Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Platinum Mastercard
Exclusively for Fremont Bank customers. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | $99 | Variable APR of Prime + 2.99%, currently 9.99%. Take advantage of a balance transfer offer. No balance transfer fee during the first six months, then $10 or 1% whichever is higher. |
Sources (2)
All captured Oct 16, 2026
Platinum Mastercard
Exclusively for Fremont Bank customers. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Special 0% introductory APR on balance transfers and purchases for the first six months. |
| Ongoing | 12.74%–20.74% | None | Variable APR based on credit worthiness after the introductory period. |
Sources (2)
All captured Oct 16, 2026
Platinum Rewards Mastercard
Exclusively for Fremont Bank customers. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74%–22.74% | None | Variable APR based on credit worthiness. |
Sources (2)
All captured Oct 16, 2026
World Mastercard
Exclusively for Fremont Bank customers. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.74%–23.74% | $95 | Variable APR based on credit worthiness. Annual fee of $95 is waived for the first year. |
Sources (2)
All captured Oct 16, 2026
Opening an account
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